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Oct 26, 2026How to check the 50/30/20 rule in Excel or Google Sheets (with formulas)
The 50/30/20 rule says 50% of take-home pay goes to needs, 30% to wants and 20% to savings. Checking...
Oct 26, 20263 min read0 reactions0 comments
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Oct 26, 2026The debt snowball, worked out: three debts, one extra payment
Paying off several debts at once feels messy because every balance, rate, and minimum payment pulls...
Oct 26, 20262 min read0 reactions0 comments
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Oct 26, 2026Christmas gift budget in a spreadsheet: per-person totals, a late-package alert, and the formulas
Every December I see the same thing happen: the gift list grows, a few "small" purchases pile up, and...
Oct 26, 20263 min read0 reactions0 comments
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Oct 25, 2026Building a printable invoice from a table in Excel and Google Sheets (no FILTER, no macros)
Most invoice templates are one pretty page you copy for every client. After a few months you have...
Oct 25, 20262 min read0 reactions0 comments
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Oct 25, 2026Turning a weekly meal plan into an aisle-sorted grocery list with plain spreadsheet formulas
The interesting part of a meal planner spreadsheet is not the weekly grid. It is turning "Monday...
Oct 25, 20263 min read0 reactions0 comments
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Oct 25, 2026Track online orders and shipments in Excel: ship-by dates, status and profit per order
If you sell physical products on Etsy, Shopify, eBay, Amazon, Instagram or your own site, orders can...
Oct 25, 20263 min read0 reactions0 comments
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Oct 25, 2026Paste Messy Text into Excel as a Real Table, Using ChatGPT as the Parser
Trip expenses often arrive as a few sentences in an email: who went where, when, and how much it...
Oct 25, 20262 min read0 reactions0 comments
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Oct 25, 2026What Etsy actually takes from a sale, and the spreadsheet formulas to price around it
If you sell on Etsy, the price you see on an order is not what you keep. For a US seller in 2026 one...
Oct 25, 20263 min read0 reactions0 comments
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Oct 25, 2026Auto-categorizing bank transactions and simulating a debt snowball with plain spreadsheet formulas
I built a budget spreadsheet this week and two formula problems were more interesting than I...
Oct 25, 20263 min read0 reactions0 comments
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Oct 25, 2026Technical Guide: Automating Marketing Data Consolidation for Cross-Channel Analysis
As a marketer, you know the drill: log into Google Ads, export a report. Switch to Facebook Ads...
Oct 25, 20265 min read0 reactions0 comments
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Oct 24, 2026Translate a Japanese Excel File to English Without Breaking Formulas: TRANSLATE() vs a Small Python Round-Trip
Cell-by-cell MT breaks Excel formulas. Compare Microsoft 365 TRANSLATE() with a small openpyxl export → translate → write-back that keeps formulas.
Oct 24, 20266 min read0 reactions0 comments
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Oct 24, 2026A 10-minute monthly budget ritual that doesn't die by month three
Budget apps are great until the third month, when you stop opening them. Here's a low-tech monthly...
Oct 24, 20262 min read0 reactions0 comments