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The American Fintech Council has formally asked Oregon regulators to adopt a more tailored approach to buy now, pay later oversight rather than applying conventional lending rules.
BNPL loyalty is cracking. 74% of users now use at least two providers, turning checkout credit into a comparison-shopping fight.
JetBlue partners with ClarityPay to offer eligible customers 0% APR financing for up to 12 months on direct flight bookings, deepening embedded finance in travel.
With buy now pay later now mainstream, Klarna is applying for a U.S. bank charter and expanding into mobility payments as it hunts for deeper revenue from its existing base.
Experian data shows UK consumers completed over 100 million buy now pay later transactions in 2025, signalling a maturing, responsible credit market.
The United Kingdom's landmark Buy Now Pay Later rules came into force on July 15, 2026, imposing stricter standards on deferred payment credit providers for the first time.
Tabby introduces Tabby Cash, a spending account with cashback rewards and zero-fee transfers, marking its evolution from BNPL roots into full-service digital banking.
BNPL has moved from checkout to product pages, and 43% of shoppers walk when it’s missing. Retailers now sell affordability earlier.
Colombian BNPL and credit platform Addi closes an $85M Series D led by Citius and co-led by BTG Pactual, alongside regulatory clearance in Colombia.
Klarna wants a Utah industrial bank charter, a move that could pull its U.S. BNPL business deeper inside regulated banking.
Zilch's Credit Confidence study, conducted with YouGov across 10,000+ UK adults, reveals British consumers are shifting from emergency borrowing to deliberate credit strategy.
BNPL has become a merchant growth weapon, with 43% of shoppers ready to abandon purchases when it's missing.