Grab's $1.49 Billion Atome Deal Reshapes Southeast Asia's BNPL Landscape
Grab Holdings acquires a controlling stake in Atome Financial for $1.49 billion, combining BNPL, consumer lending, and digital credit with its growing fintech arm.
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Grab Holdings acquires a controlling stake in Atome Financial for $1.49 billion, combining BNPL, consumer lending, and digital credit with its growing fintech arm.
Grab moves to acquire full control of Atome Financial in a two-phase deal worth at least US$1.49 billion, consolidating its grip on Southeast Asian consumer credit.
Grab is in talks to acquire a controlling stake in BNPL fintech Atome Financial at a valuation exceeding US$2 billion, Bloomberg reports.
The Bank of Thailand plans to introduce a dedicated BNPL licensing framework in Q4 2026, requiring all providers to obtain regulatory approval to operate.

The best BNPL app for a big purchase depends on APR, fees, limits, credit checks, and your ability to make every payment.

Travel BNPL can backfire if refunds, cancellation rules and credit checks don't line up with your trip.
New York's Department of Financial Services advances sweeping BNPL regulation, now targeting how consumers interact with loan products through lenders' digital platforms.
Klarna Group shares tumbled as much as 22% after the Swedish BNPL giant slashed its full-year revenue and transaction forecasts, overshadowing an otherwise strong second quarter.
Swedish buy-now-pay-later giant Klarna faces a double leadership departure and a downward revision to its 2026 financial outlook, raising questions about strategic continuity.
Buy now, pay later firm Sezzle is pursuing an OCC national bank charter, with CEO Charlie Youakim calling federal oversight the most robust answer to escalating state-level BNPL regulation.

Soft-check BNPL apps can split payments without a hard pull, but approvals, fees and credit reporting can still bite.
Oregon's financial regulator has issued a proposed bulletin requiring buy now pay later providers to obtain state lending licenses before operating in the state.