#bnpl

UK BNPL lenders now face FCA supervision, turning fast checkout loans into regulated credit for roughly 11 million consumers.

Klarna wants a U.S. bank charter to pull deposits, payments and lending under its own roof, putting partner-bank fintechs on notice.

Klarna wants its own Utah industrial bank, pulling US BNPL, deposits, and merchant services closer to its own rails.

BNPL has become a merchant growth weapon, with 43% of shoppers ready to abandon purchases when it's missing.

The way people pay for products and services has changed a lot in recent years. Customers today want...

While fintech competitors slash jobs through AI automation, Affirm's leadership pursues expansion over cost-cutting in artificial intelligence deployment.

Affirm survey reveals overwhelming optimism among small businesses, with 90% expressing growth confidence while embracing flexible payment solutions.

Affirm's Q3 2026 results show $11.6 billion in GMV, up 35% year-over-year, demonstrating buy-now-pay-later sector strength amid economic volatility.

Affirm's quarterly results underscore the company's unique position bridging consumer spending trends and private credit market dynamics in an uncertain economic environment.

As embedded finance matures, card issuers must master credit risk and lending discipline or risk repeating fintech's past sins. Marqeta's pivot reveals the industry's next pressure point.